Chartered Institute of Credit Management

The Chartered Institute of Credit Management (CICM) was formed over 70 years ago and is the largest credit management organisation in Europe and the only such organisation to be accredited by Ofqual.

We are proud to work with CICM in all our staff training and qualification accreditations.

Financial Conduct Authority

The Financial Conduct Authority (FCA) regulates the UK financial industry, operating independently from the UK Government. Its role includes enforcing, regulating and supervising over 50,000 financial services firms.

While the general purpose of the FCA is to regulate consumer financial services, Advocate work to the regulations relating to commercial debt recovery as defined in the FCA Handbook.

Prompt Payment Code

We support the Prompt Payment Code. The code is administered by the CICM on behalf of the Department for Business.

Better Payment Practice

We support the Better Payment Practice Campaign. The campaign aims to educate businesses on effective use of late payment legislation.

Data Protection

Advocate is registered under the Data Protection Act – registration number ZA094782

Advocate Commercial Debt Recovery

Advocate and Advocate Commercial Debt Recovery are trading styles of the WJG Partnership.

Compliance reviews are carried out at regular intervals to ensure the business trades within current regulations, rules and legislation.


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Latest Recoveries

  • June 18, 2018

    £16,554 and late payment charges of £7.13.13 recovered from a Borough of London Council following the late payment of care agency staff fees.

  • June 15, 2018

    £19,520 of overdue invoices collected and paid to a Bristol based Recruitment Agency in the last 7 days.

  • June 14, 2018

    Insolvency proceedings lead to the successful debt collection of £28,840 for a Swansea based battery Manufacturer the day before the Winding up Petition was due to be issued in Court.

  • June 13, 2018

    8 month old debt of 9.2k collected and paid to a Birmingham based Parcel Delivery Company 6 days after Advocate receive the instruction.

  • June 12, 2018

    £1,920 recovered and paid to a Brighton based Electrical Contractor following a successful cost free to the creditor debt collection in just 3 days.


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