FREE Commercial Debt Collection
Advocate Debt Collection specialises in collecting Business to Business debts throughout the UK using late payment legislation to collect our costs from the other side. Over 80% of cases are paid in full within 14 days and many after just a few days. To instruct us simply click the button below to submit the online instruction form and upload a copy of the invoices. If you have any questions or require further information, click on the contact us button.
Read what our clients say about our free commercial debt collection service and the results we achieve.
View our independently submitted reviews.
The Debt Collection Psychology
You don’t need to be a director of a market research institute to know the debt collection industry has a stereotype of crooks getting payment from other crooks. Thankfully that is just a stereotype, but there are exceptions to every rule so it pays to be prudent! Some debtors adopt a defence mechanism as their strategy exhibiting behaviours that question their ethical and moral rationale. However, assuming a debtor is dodgy from the outset serves only to bias opinion and close the gates for payment. It is only useful to have an opinion once the debtor has provided enough evidence to form one. Shaping responses from evidence helps clear the way for collecting payment. No two cases are the same. Everyone has their own reasons for needing or withholding payment. Collecting your debt remains our stalwart priority every time.
The Reality Check
Cheque in the post? Waiting for approval? Someone on holiday? Waiting for a customer to pay first? Those are some of the most common excuses for non-payment. A PhD in logic is not required to know such excuses are not your fault even though they are your problem! More often than not, debtors find their excuses evaporate or miraculously get resolved when first contacted by Advocate. Our proven collections process presents the debtor with the Reality Check of debt collection. It’s not unusual for payment to be received in the first 24 hours.
The minimum information we need is within the online instruction form. Don’t forget to upload copy invoices/statement before submitting the form. We can spread a wider net if you have multiple debtor addresses, email addresses and telephone numbers. Quite often we are able to find other contact details, not on the instruction form. It’s always useful to have a copy of anything else that may help explain the debt such as email trails, a contract, quotation, or delivery note. If we need more than you have provided we’ll be in touch.
Quick Start Debt Collection
Instructions received before 2 pm should be actioned the same day. Once the case is live you will receive an email with the case number advising what action is being taken and setting expectations. With the debt safely in our hands, we ask you to redirect the debtor to us in the rare event they try and make direct contact. This reinforces the urgency and takes the burden of handling an aggrieved debtor off you. Once instructed we issue a series of structured letters, emails and phone calls. Our communications create urgency and explain the legal consequences of not complying. The process lasts a maximum of 14 days. We have access to real-time credit reference agency data enabling the most effective type of action to be taken. A Notice of Court Proceedings highlights the implications of a County Court Judgment. A Notice of Insolvency Proceedings highlights the impacts of a Winding Up Petition.
11th Hour Dispute
Raising an 11th-hour dispute is usually a delaying tactic. It’s not unheard of for debtors to present Advocate with a dispute that should have been raised months ago. To deter spurious disputes our letters and emails place the onus on the debtor to prove the query has been raised before. When a dispute has substance, we will seek your feedback before issuing a formal response to the debtor.
Getting You Paid
Because statutory late payment charges are added to the amount owed, the debtor is instructed to pay both sums to Advocate. We forward monies received on your behalf by FasterPayment the same day. This means you don’t have to wait weeks or until month end to receive your payment. If the debtor chooses to pay your invoices but not our fees, we will pursue them exclusively for the remaining balance. This means we will not expect you to pay our fees when the debtor doesn’t want to!
Good intentions and fine promises are no substitute for payment. Instructing Advocate increases your ability to get paid and our clients agree! Check out reviews on our service, contact us for further information or instruct us now!