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Alternative Debt Realities

We all live in our own reality, separate from everyone else’s but just as real. In reality, a puddle is…

The end of easy money

With the Bank of England (BoE) having quashed the last hope of interest rates reverting to the sub 1% level,…

Green Debt – The Real Cost

In stark contrast to the previous century, we live in a time when global warming is taken just as seriously…

Why Break Up the Big 4?

When we use the term ‘big four’, we’re not referencing EE, O2, Three, and Vodafone, although they are audited by…

Act Now or Pay Later

Here at Advocate Commercial Debt Recovery, we’ve seen an increase in large businesses delaying payment to Small and Medium Enterprises…

AI Debt Recovery

Think Artificial Intelligence (AI), and you might come up with The Matrix, C-3PO and R2-D2 from Star Wars, or Arnold…

Breaking the Debt Ceiling

Last year the average household debt stood at just over £66k and is set to rise for as long as…

The Enforcement Conduct Board

Whilst there are regulators for just about every industry you can think of, the enforcement industry has been largely self-regulating…

When is a CCJ not a CCJ?

Since the epoch of religious texts, the righteous have been empowered to get justice. Since the advent of Homo Habilis,…

Debt Collection via Twitter

Since Elon Musk walked into Twitter HQ holding a basin asking people to ‘let that sink in’, we have had…

Great British Scandals

Ever started a conversation with a stranger or needed an icebreaker in the office? The weather and complimenting attire are…

Trade Unions & Hot Strike Summer

During Hot Strike Summer 2022, postal workers went on strike, transport workers left their cabs, criminal barristers downed their wigs,…

Your Guide to Crowdfunding

The first universally accepted example of crowdfunding was back in 1885 when the New York World appealed to its readers…

Sport & Bankruptcy

Think of your favourite sports person or the club you have followed through promotion and relegation. Could they ever go…

Late Payment & Mental Health

Although mental health in the workplace is becoming less of a taboo subject, there are still scores of business owners…

The Horizon Sub-Postmaster Scandal

The Horizon Sub-Postmaster scandal saw innocent individuals wrongly convicted of theft and fraud against Post Office Limited (POL) over 14…

The F Word and Charity

At Advocate we provide debt recovery services for several charities. For them, having to instruct a debt collection agency is…

Funding Future Matters

In physics, there are five states of matter known as solid, liquid, gas, plasma, and more recently Bose-Einstein condensates! To…

Franchise Debt Collection

The concept of franchising dates back to the 1500s when tax collectors would take a cut of debts recovered on…

€2.5 million Write Off

Next time someone tells you there is no such thing as a bad day; you can prove them wrong with…

Is the Queen in Debt?

Buckingham Palace and Windsor Castle are instantly recognisable epicentres of the British Royal Family. Much like a penthouse comes with…

The New Economy & Levelling Up

Thatcher had the Falklands, Major had Iraq, Blair had Iraq II, Cameron had Libya. All these prime ministers won consecutive…

Booze in Debt Recovery News

There have been some notable alcohol-themed insolvencies over recent times. Here are the highlights! Wining & Dining on HMRC The…

Santa The Big Spender

Advocate’s clients come from a vast array of industries. Each will have a peak season where demand for goods/services is…

Commercial Casualties of Covid

The Corona Virus pandemic has brought about exceptional social and economic disruption on an unprecedented scale. The effects will be…

Personal Debt Collection

Balancing the books of a business is very different to making sure you’ve got enough money until payday. That is…

The history of debt collection

The necessity to collect debt existed long before currency, even before money was invented, the bartering of goods or services…

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